[getSynergized]

Archive for the ‘Finances’ Category

Stop reading that wicked book or ill scare you to stop reading it?

Put down the harry potter book forever and read the Bible for once! This is where you go when you read harry potter and some junk like that……. you go to Hell where satan and his demons are?

I’m not jugeing you im just saying abundance go to hell now in days? Why because that bogus crap your doing right now sickens me. Yes we all know what’s in hell and what’s not of course the flesh, yes the flames and no not the mario twins of course darkenes way, way, way, way, worser. Even Jesus him self said how worse it was down there the beating owwwwwwwwch the lava will be hotier than this lava even hotier than the sun it self and that’s just a little tiny, tiny, tiny, bit i just said?

You can’t imagine what’s down there Know will it be you or that harry potter book or some crap like that! Chose will it be you or that harry potter book!

a Larry Winget video

What if Filipino families start producing their own veggies and fruits? Wouldn’t that alleviate some of the economic woes of the underprivileged class? It could be done at the barangay level - with help from the gov’t but tended by the locals. The people get to literally reap the fruits of their labor (monetary and otherwise).

Of course, some soil are more fertile than others but surely some sort of bartering could be worked out. If Place A could produce pechay (cabbage), maybe arrangements could be made with Place B who has an abundance of kamatis (tomatoes).

Another possible arrangement would be Place C with its rich soil but short of laborers. Place D could supply the laborers and profit sharing could be effected between the two places.

Times are hard. Just maybe what we need are drastic solutions.

Your comments/opinions would be greatly appreciated.

Prohibition does not prevent cannabis use by children or the mentally ill, the vulnerable populations whom we supposedly want to protect. Instead, cannabis prohibition makes it more difficult for parents, patients, society, doctors and law enforcement to control cannabis use.

The Drug War makes honest education about cannabis impossible, and leaves cannabis users marginalized in ways that make their lives more stressful.
This stress is unhealthy for everyone, but it is certainly most damaging to people with schizophrenia.

Cannabis prohibition is not merely a failure; it is a counterproductive fraud that is harming those whom we claim we want to protect.
There are currently more teens in treatment centers for marijuana in comparison to those admitted for alcohol.
Only an idiot would have to ask why alcohol is not the no#1 problem
after all alcohol is perfectly legal ( If you are 21.)
That is due to responsible people handling alcohol by way of the carding and id system.

Contraband markets make no age disgression.
Since the crackdown on tobacco there are 75% fewer teens trying or using tobacco.
However when it comes to cannabis and other illicit substances it’s a whole
other ball game.
Control, regulation and better education work prohibition, dose not.
Or as John Walters of the ondcp (Office for national drug control policy) calls it “ a war on drugs” (Sorry John but it's true look at the Netherlands)

America loves a war even if it is on it’s own people.

One of several reason they don’t legalize drugs is not because of the harm of drugs,
But people would lose more money in the long run.
Some of the people behind the support of this irrational so called war are
The tobacco industry,
the alcohol and distilled spirit industry ( people simply don’t drink as much, or decide not to drink at all with cannabis meaning a decline in there sales.
The pharmaceutical corporations can not make money on whole or raw cannabis, but they can charge an arm and a leg for there synthetic Marinol (dronabinol) CIII.

The textile and paper industry would lose out from hemp production, sinse hemp dose not need to go through all the various processes that ordinary tree products would. Also it’s possible to get two harvest in one season.

However people don’t know the difference between industrial hemp and smokeable cannabis, yet they are able to distinguish between the two in other country’s like Germany, the UK , Netherlands and even Canada, but our `DEA agents are so dumb they cant tell the difference between a stalk and a bush.
Also people who have any knowledge of growing high quality cannabis will tell you that male plants should never be grown next to your high grade female plants,
(unless of course you want to pollinate for future seed production).
When it comes to farming hemp the males are left in tact to pollinate the females and produce as much seed as possible.

This would mean a seedy mess for the pot smoker to clean up and produce undesirable future generations of smokeable cannabis.

If anything, Hemp farming would be anti marijuana and would harm any outdoor pot farming within a one mile radius of any hemp farm.

The petroleum industry would also be affected, sinse almost everything that can be made from petroleum can be synthesized from hemp oil, everything from bio fuel to even plastics. If North America would use a third of it’s land for hemp production we could create enough bio fuel to supply an area the size of Canada.

Now also for a moment consider how many people are incarcerated over just cannabis who are currently in the prisons and jails.
If cannabis were legalized and all inmates serving time for cannabis were freed there would be an over abundance of empty cells, and millions of guards in this country would be no longer needed.
The prison building industry would almost be obsolete ( and if all drugs were legalized that would mean even more empty cells).

So the prison system must have some means of gaining more inmates.
Not to mention other areas such as treatment centers, probation.etc
or HIDTA high intensity drug traffic areas where money is fed in to law enforcement,
(they would miss there green $$$)

Drugs , not even alcohol are the cause of the fundamental ills of society, rather than checking people for the presence of drugs, they should first test people for stupidity, ignorance, greed and love of power.

Also check out Law Enforcement Against Prohibition at

www.leap.cc

Do you treat them with abundance?

I do. I give’ em V.l.P treatment. Unless of course, they’re Shia or some crap.

Search: BEarthright, Henry George, Gerard Winstanley,diggers. Altruists.org Give and Take. Freecycling. Give away shops. Freebox. Primitivists.org The 1st pages of any economics text book will describe opportunity costs and equilibrium price, which states that supply of a good rises to meet the amount of demand that will bring in the greatest profit. Scarcity is purposefully produced. And also there is a hidden lie, and this lie or error, is in thinking that the earth does not produce food or warmth(wood) for free, Food grows like weeds, ask my rhubarb,or any green leaf(green leaf curd), papaya and mangoes, and all other fruit of the earth. One can just take it. of course the rub is land ownership, the earth is for sale. hence land lies unused while people starve, this is an ongoing horror of greater proportions over history than any horror we hear about. It is the reason for all other human trouble and injustice.

I asked a series of questions that had to with having faith in our scientific observations. Theories in essence seems to be nothing but faith in what we observe.

My choice of question had to do with having faith in certain scientific theories. Of course there are theories for or against just about everything. However, the personal attacks were in abundance.

Ignorant moron was my favorite and they all assumed I was christian and I was told to go read my bible.

No where in any of my questions did I mention God. Only faith in science, essientially.

Whenever I asked questions that pertained to intelligent design and creationism however, those same people applaud me.

I'm not a physicist and I'm sure some of my questions might seem naive to scientists. Wouldn't real scientists answer my questions with at least something more than a personal attack and without obvious bias?

Even if it is an inquiry into the nature of faith and science?

Why the personal attacks?
Hey I took that test in that Battleground God thing:

Battleground Analysis
Congratulations!
You have been awarded the TPM medal of honour! This is our highest award for outstanding service on the intellectual battleground.

The fact that you progressed through this activity neither being hit nor biting a bullet suggests that your beliefs about God are internally consistent and very well thought out.

A direct hit would have occurred had you answered in a way that implied a logical contradiction. You would have bitten bullets had you responded in ways that required that you held views that most people would have found strange, incredible or unpalatable. However, you avoided both these fates - and in doing so qualify for our highest award. A fine achievement!

As I stated in my inquiry why is there an abundance of hypocrisy in our society and why are we all hypocrites? Of course myself included in this matter.In our society people of low or high status continuously preach and state their morals, beliefs, and opinions to others whether they refer to attitudes, state of mind, opinions, habits, lifestyle, pop culture, current events, relationships, or even the flaws of others. But I have taken notice as they specifically point out the precise flaws of others in which they contain themselves. I understand that it may be human nature to demean others in order to make ourselves feel better but if we're conscious of our actions why do we constantly do it? I also realize that not everyone is a hypocrite, superisingly there are still people in our society who think before they speak and don't demean others for their own pleasure or amusement but unfortuantley I am not one of them because every now and then I find myself critizing others about certain
aspects of their appearance or character which I myself hold but that doesn't mean that I tryto refrain from those actions. Aside from that what is your take on the subject?
aspects of their appearance or character which I myself hold but that doesn't mean that I tryto refrain from those actions. Aside from that what is your take on the subject?

We know human mating and childrearing systems are constantly adjusting to levels of technology, population density, deployment of males and females in production and local enviromental conditions. For example where there is an abundance of land and a shortage of labor polygomy prevails so that men can become properous by adding additional wives and children ( Utah last century). At the opposite extreme polyandry represents an adjustment to scarcity of agricultural resources, 2 or 3 brothers may share one wife to cut down on heirs to the land (Tibet). Monogomy tends to fit in between the two and of course we have simple promiscuity with high divorce rates in the west today. I guess cultural may play as large a role as economics in all this, but I'm not sure. I don't think it is human nature to be exclusively promiscuous, polyandrous or polygynous. What do you think?

suzi orman, susan orman, susy orman, susie orman,
susy orman

by Suze Orman

A major step toward financial freedom is about getting back in touch with your money and understanding that you have the power to decide how to use it. And it’s about being honest with yourself. Have you ever taken a big wad of bills from an ATM machine, then found yourself, a day or two later, nearly out of cash and unable to reconstruct exactly where you spent it? And even when you retrace all your steps, you still come up $20, $40 or $60 short? It’s upsetting, but most of us feel that way most of the time: a little short, a little panicky, wondering exactly where our money is going.

Where Do You Think You Stand Today?

What does it cost you to live each month? If you are married or living with someone with whom you share expenses, please ask him or her to write down the answer to the same question. Most of us believe we need about $1,000 to $1,500 a month less than we actually do need to go on living the exact same way we live right now. Surprisingly, this figure seems to vary only a little bit regardless of income levels. Where does this month-to-month self-deception lead us? Into financial chaos. Often, our planned spending doesn’t cover expenses that don’t occur every month or expenses that just crop up. For example:

• Do you consider the cost of your gym membership per month even if you pay to renew just once a year?
• Do you pay your insurance premiums twice or four times a year? Do you calculate the cost of insurance in your monthly bills?
• Where did you go on vacation last year? What did that one-time expense cost average over twelve months?

These big expenses hit once or twice a year, probably surprising you every time. And then there are seasonal expenses:

• Come summer, do you forget about how much higher the gas bills run in the fall?
• Do you have your windows washed once or twice a year?
• Did you send your children to summer camp last summer
• Do you get your hair cut and maybe colored every couple of months? How much, then, does it cost every single month?

The Money Book for the Young, Fabulous, & Broke The Money Book for the Young, Fabulous, & Broke is financial expert Suze Orman’s answer to a generation’s cry for help….

Here’s another surprise: If you make some sort of payment every week—child care, a cleaning woman, a mortgage payment withdrawn automatically every two weeks—the extra weekly payments will take place in four months of the year.

Plus the smallest expenses add up fast—the ones too small, you might think, to be worth figuring into your budget at all.

For instance, do you go to the movies once a week? When you do, do you buy the tickets for yourself and your partner, have popcorn and sodas, go for a simple dinner afterward, as simple as pizza or a burger and fries?

That’s not so much, is it? No, it isn’t, not on any given Friday night.

Maybe $16 for the tickets, $4 for the popcorn and sodas and $20 for a simple meal. But once a week over a year, that’s $2,080.

And too many of us forget to include expenses so "small." Other "small" expenses add up just as much. Magazine subscriptions, cosmetics, supplies for the yard, oil changes for the car, batteries for the flashlight, charcoal for the grill: Do you know what it really costs you to keep your life running smoothly over a year’s time?

How about special occasions? How many birthday parties, house warmings and baby showers did you attend last year? Didn’t you bring a present to each one? Might you have done that twenty times or more last year?

Finally, you need to allocate $50 to $100 each month for miscellaneous unpredictable expenses: dental work that’s not covered in your insurance, travel to your brother’s wedding.

Most of my clients are shocked to discover by how much they have underestimated—and that’s when they’ve guessed as honestly as they can. It’s a scary realization, but there’s a wonderful flip side to that fear. Once you take this step, you will feel better for knowing the truth. And you will begin to gain power over the money that’s controlled you for so long.

Money Wisdom Money can’t make you happy, but not having it can be very challenging.  Financial planner and best selling author Suze Orman reveals why so many of us have persistent financial problems…

How Much Is Going Out?

Get out your canceled checks, ATM statements, credit card bills, whatever will tell you how you spent your money over the last two years. These papers are more revealing than a diary; they contain the key to how you live your life.

Yes, it will take you some time to do this, but think how much time it will give back to you in the future. You work 40 hours a week or more to earn your money. Take a few hours to take your money out of the darkness, to see it in the light of reality, to see where you stand. Don’t just read these pages—pick up a pen and take action.

• Go through your checkbook, canceled checks, computerized statements, all your records for the past two years.Not one year, but two years. Maybe this year was an extraordinary time - you remodeled the house, bought a new car—but looking at a two-year period, you’ll get a good idea of what it costs you to live the way you are living. All your checks, cash withdrawals, money spent every month, money spent once a year, money spent once a season, holiday expenses, everything.
• Make categories for each month—such as telephone, gasoline, food, utilities, vet bills, golf fees, baby-sitting.
• After all the categories are complete, total each category.Divide each category by 24. This will give you how much you spend per month on average for each category.
• Now add together all the averages in each category.This will tell you what it costs you to live each month. Remember, these are averages. If your average is $3,000, most months you’ll spend less—say, $1,800 or $2,000. But in some months you’ll spend $5,000 or $6,000. To meet your expenses, you need to bring in that average number each month.

The Courage to Be Rich: Creating a Life of Material and Spiritual Abundance (Unabridged) Best selling author and financial expert Suze Orman helped millions of Americans turn toward their money and embark on a true path to wealth…

How Much Is Coming In?

Now write down now all the income from every source that you have coming in. Only calculate an amount you are fairly certain will continue coming in for at least one more year.

• Monthly paychecks after taxes
• Predictable bonuses
• Social Security income
• Disability, rental and retirement income
• Gifts from your parents or children, if you can really count on them year in, year out
• Loan repayments, if they will continue for more than a year

Take this total and divide it by 12, so you can see what you have coming in after taxes on a monthly basis. If you’re like many of us, you’ve just confirmed that you spend more than you thought. Quite possibly you also spend more than you earn. What can you do? You can do one or both of two things: Make more money and/or decide to spend less. Look at each of your categories again, and decide how much in each category you want to spend.

If you’re spending more than you’re earning, this solution is not about creating limitations. It’s about making decisions—determining what you most want to spend your money on. If you can make more money realistically, then you’re in a position where you may be able to earn what you spend and go on living the way you do right now. If you’re like most of us, however, more likely you need to decide to spend your money differently.

This does not mean that you have to take one drastic action that crimps your pleasures and quality of life, such as getting by with one car when you family needs two. Consider, instead, making the decision to spend $25 to $30 less per month from 15 or 20 of your spending categories. Some categories are fixed.

There will be other categories—in fact, the majority of categories—where you can actually decide what the total spent per year will be.

Is there one magazine subscription you can do without?

Can you have three Friday movie nights a month instead of four?

Keep deciding to trim a little here, a little there, until what comes in matches what goes out. With each decision you make, you are gaining power over your money. Put down in writing the yearly total you decided on for each category.

Now keep track of what you spend in each category, month by month. Create a chart or system that will work for you. Each month when you pay your bills, check your spending by category. If you use up any allocation early and want to spend more in that category, you’ll have to make new decisions about what, if anything, you want to do by seeing where you stand with the other categories.

As a reminder, post the categories you’re trimming in your planner or on the fridge. You may find—as have many of my clients—that you can come up with wonderfully creative ways to trim your spending so that you hardly notice.

One family (both parents work and their teenage kids aren’t home much) now has the garbage picked up every two weeks instead of every week, trimming a painless $200 a year.

A single mother now goes to the grocery store every eight days instead of every single Saturday, simply paying more attention to the food she already has in the house. Last year she trimmed nearly $400 from what she allocated for food.

Another client, who described himself as a "compulsive spender on CDs," now weeds out the CDs he doesn’t listen to much anymore and trades them with friends. Last year he trimmed $600 and had just as many fresh CDs to listen to.

That same client also now does his taxes himself with a computer program, rather than going to his accountant.  Savings: $600.

But only when you see in front of you how you spend your money now will you be able to decide how you would rather be spending your money. This is the hardest step toward financial freedom. With this step you have been honest with yourself. Now you know exactly where you stand. Rather than being dictated by a restriction, your actions—and your money—are dictated by the choices you make.

Financial Freedom: Creating True Wealth Now This practical, systematic approach to financial freedom is divided into three parts….

Suze Orman is a best-selling finance author. She has appeared on Oprah, two PBS specials, QVC, CNN, CNNfn, CNBC , Good Morning America and is a columnist for Self magazine and a regular contributor
on NBC’s Today show.

To Contact Suze Orman, click here